Health Care Reform – The Affordable Care Act

Issues: Healthcare

As of October 1, enrollment in health plans through Covered California is OPEN through March 31, 2014. Visit www.coveredca.com to see what plan might work for you and your family!

Do you have Medicare? Medicare isn’t part of the Health Insurance Marketplace, so if you have Medicare you don’t need to do anything. You’re considered covered under the health care law. Click here to learn more.

Health Care Reform

The Affordable Care Act makes significant investments to improve the health of our nation and control health care costs. The law strengthens the health insurance coverage most people already have, while enabling small businesses to provide affordable coverage to their employees, and providing affordable health insurance coverage to the millions of people who currently lack it.

The law includes the Patient’s Bill of Rights, which will end the most egregious abuses of insurance companies and ensure that everyone can get insurance coverage and, most importantly, know it will always be there when they need it. And, it includes important provisions to expand our health care workforce, training our next generation of doctors, nurses, and allied-health professionals. It will also make it easier to access preventive health care services by eliminating co-pays for important recommended screenings such as those for heart disease or cervical cancer. For seniors, the law closes the Medicare Part D “donut hole” and extends the financial solvency of the Medicare program by cracking down on waste fraud and abuse. And it does all this while reducing the nation’s deficit by an estimated by $140 billion over the next 10 years according to the Congressional Budget Office.

These are just a few examples of how the Affordable Care Act will make our communities healthier in the long run while reducing health care spending. Below you can find several fact sheets with additional details, and you can also get the latest information on how the bill will help you by visiting HealthCare.gov.

Covered California

Covered California is California's health insurance marketplace where individuals, families, and small businesses can find affordable health insurance.

Covered California will make it simple and affordable for you to purchase high-quality health insurance and access financial assistance to pay for coverage. You can shop online, over the phone, or in person to find the right health care insurance option for you.

Through Covered California, both individuals and small businesses can compare different health insurance plans. Individuals can learn if they qualify for federal financial assistance that can lower the cost of health insurance, or if they are eligible for health programs like Medi-Cal. In addition, employers with fewer than 25 full-time workers will be able to find out if they qualify for a small business tax credit that can help cover the cost of providing employee health care.

Enrollment in health plans through Covered California will begin later in October of 2013 and continue until March 31, 2014. The online calculator can help you estimate your costs for 2014.

Additional Resources

The Top Five Things You Need to Know

More Information